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Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks
Lending IT, Banking IT, Finance IT

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

How to leverage new borrower data points, AI-powered credit risk analytics, and process automation tools for fairer and more profitable loan underwriting.
By Dimitry Senko
Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns
Insurance IT, Finance IT, Healthcare IT

Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns

Health insurance automation can help reduce operational costs without cutting staff, but software TCO may become a new budget drain if not managed well.
By Olga Vinichuk and Stacy Dubovik
Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth
Finance IT, Blockchain, Investment IT

Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth

By 2030, the global market for tokenized real estate will reach $3 trillion and represent 15% of the real estate AUM, ScienceSoft's research team predicts.
By Vital Soupel
Telemedicine in the US: A Post-COVID Decline Set to Rebound
Healthcare IT

Telemedicine in the US: A Post-COVID Decline Set to Rebound

ScienceSoft predicts growth of telemedicine adoption: by the end of 2026, 25-30% of all medical visits in the US will be conducted remotely.
By Gala Batsishcha, MD
Building a Mobile Payment App Gen Z Will Love
Finance IT, Banking IT, Mobile Apps

Building a Mobile Payment App Gen Z Will Love

ScienceSoft's Financial IT Consultant advises on winning mobile payment app development strategies and UX-friendly security mechanisms for Gen Z consumers.
By Mary Zayats and Stacy Dubovik
Predicting Health Crises With Wearable Devices: The Future of Senior Care?
Healthcare IT

Predicting Health Crises With Wearable Devices: The Future of Senior Care?

In 5–10 years, about 50% of seniors over 55 years old will use wearable devices that forecast life-threatening health risks, ScienceSoft’s research predicts.
By Gala Batsishcha, MD
A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence
Insurance IT, Finance IT, Healthcare IT

A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence

Health insurers chase intelligent underwriting, but it‘s a high-hanging fruit. Here are win-win strategies and tools to start an AI journey with confidence.
By Olga Vinichuk
Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?
Insurance IT, Finance IT, Healthcare IT

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

By 2035, at least 60% of health payers will offer some form of behavior-based insurance alongside traditional coverage types, ScienceSoft's research shows.
By Olga Vinichuk
Boosting Customer Experience in Health Insurance: Can You Escape AI?
Insurance IT, Finance IT, Healthcare IT

Boosting Customer Experience in Health Insurance: Can You Escape AI?

For health insurance customer experience, AI is gradually turning from a luxury into a necessity, ScienceSoft’s lead insurance IT consultant says.
By Olga Vinichuk and Stacy Dubovik
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